Affordable Loans for Eligible Employees

1. Apply for an online loan of up to $1,000 at 18% interest with a $20 fee at  www.clctexas.org.
2. Employment is verified by the HR department in 24-48 hours.
3. Check approval status at www.clctexas.org and electronically sign loan documents.
4. Loan funds will be deposited in your bank account within two business days.
5. Repay your loan through convenient payroll deduction.
6. No pre-payment penalties.

Free Financial Counseling

Discover smart ways to improve your financial well-being.

Learn how to raise your credit score to save money on insurance premiums and finance charges.

Attend free, confidential, one-on-one financial counseling sessions where you will learn money saving tips on how to:

• Repair your credit
• Manage your budget
• Increase your savings